Resources
Insights & Resources
Articles and perspectives on annuities, guaranteed income, and building a more confident retirement.
Fidelity bets people want their 401(k)s to look more like pensions
Fidelity Investments plans to let workers buy pension-like guaranteed income directly inside its target-date 401(k) funds. It is a sign that retirees increasingly want steady, predictable income they cannot outlive, not just a lump sum to manage on their own.
Read the article Retirement IncomeFidelity finds a ticking time bomb in retirement plans
Fidelity warns that many retirees underestimate the gap between their guaranteed income and essential monthly expenses. A lifetime income annuity can help set up predictable payments and protect against market downturns, though it comes with tradeoffs worth reviewing with an advisor.
Read the article Guaranteed IncomeLifetime Income Boosts 401(k) Spending Power by 22%, BlackRock Finds
New BlackRock research finds that embedding guaranteed lifetime income in target-date funds, rather than simply saving more, can raise retirement spending power by about 22%. It points to in-plan lifetime income as one of the highest-impact ways to help retirees spend with confidence.
Read the articlePut These Ideas to Work
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