Attention New York Residents

The calculations on this website are intended for non–New York residents only. If you live in New York, please contact us directly or send us your current annuity statement so we can provide state-specific calculations and recommendations.

About the Comparison Tool

The income comparisons and calculations presented on this website are for educational and informational purposes only. They are hypothetical illustrations and do not represent any specific product, contract, or insurance company, and they do not guarantee future results. Your actual results will depend on the specific terms of any contract you own or purchase, including fees, rider charges, withdrawal provisions, and the claims-paying ability of the issuing insurance company.

How the Calculations Work

The comparison methodology used on this website is based on a fixed indexed annuity with a guaranteed lifetime income benefit, sometimes called a living benefit rider. However, you do not need to own a fixed indexed annuity for this comparison to be relevant to you. The concepts illustrated here may apply to any annuity contract that includes a living benefit guarantee, whether that contract is a fixed indexed annuity, a variable annuity, or a registered index-linked annuity (RILA). The features, costs, guarantees, and risks of these products differ significantly, and any comparison of your existing contract will be based on the actual terms of that contract.